Canadian Dental Care Plan
ACCESSIBLE DENTAL CARE
The Canadian Dental Care Plan (CDCP) helps eligible Canadians access essential dental care at a reduced cost. At Westmount Dental Office, we are proud to welcome eligible CDCP patients and help make quality dental care more accessible for individuals and families in London, Ontario.
Do not have access to private dental insurance.
Have a household income below $90,000.
Filed your most recent Canadian income tax return.
Are a Canadian resident for tax purposes.
Get Started with CDCP Coverage
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Understanding CDCP Coverage
Coverage under the Canadian Dental Care Plan is based on your adjusted family net income as determined by your most recent income tax return.
| Adjusted Family Net Income | CDCP Covers | You Cover (Co-payment) |
|---|---|---|
| Under $70,000 | 100% of eligible services at CDCP rates | 0% (you may still face additional fees) |
| $70,000 – $79,999 | 60% of eligible services at CDCP rates | 40% of CDCP rates |
| $80,000 – $89,999 | 40% of eligible services at CDCP rates | 60% of CDCP rates |
Note: Westmount Dental Office follows the Ontario Dental Association Suggested Fee Guide. If treatment fees exceed the CDCP fee schedule or if a procedure is not fully covered by the program, patients may be responsible for any remaining balance. Our team will review your estimated coverage and discuss any expected out of pocket costs before treatment begins.
What Treatments May be Covered?
Many preventive and restorative dental treatments may be covered under the Canadian Dental Care Plan. Coverage varies based on your individual eligibility and may require preauthorization for certain procedures. Our team is happy to review your benefits before treatment begins.
Who Can Apply?
You may qualify for the Canadian Dental Care Plan if you meet all of the following requirements:
You do not have access to private dental insurance.
Your adjusted family net income is below $90,000.
You filed your most recent Canadian income tax return.
You are a Canadian resident for tax purposes.
Important Information for ODSP Patients
Westmount Dental Office does not accept ODSP directly. However, patients receiving ODSP may automatically qualify for the Canadian Dental Care Plan. If you receive ODSP, you should first apply for the CDCP. Once your application has been approved, please contact our office and our team will be happy to assist you with scheduling your appointment.
Applying for the CDCP benefits
Applying for the CDCP begins through the Government of Canada. Eligible individuals can confirm their eligibility and submit an application through Service Canada using their Social Insurance Number, tax information, and any other required documentation.
Once your application has been approved, you will receive your CDCP coverage information and benefit start date. After receiving your confirmation, simply contact Westmount Dental Office and our team will help you schedule your appointment and review your coverage before your visit.
Frequently Asked Questions
What is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan is a federal program that helps eligible Canadians access essential dental care by reducing out of pocket costs for covered treatments. Coverage is based on eligibility requirements established by the Government of Canada and may include preventive, diagnostic, and restorative dental procedures.
Am I eligible for the Canadian Dental Care Plan?
You may qualify if you do not have access to private dental insurance, your adjusted family net income is below $90,000, you filed your most recent Canadian income tax return, and you are a Canadian resident for tax purposes. Eligibility is determined by the Government of Canada.
Does Westmount Dental Office accept CDCP patients?
Yes. Westmount Dental Office proudly welcomes eligible patients covered under the Canadian Dental Care Plan. Our team is available to explain your coverage, review your benefits, and answer any questions you may have before your appointment.
I receive ODSP. Can I book an appointment?
Westmount Dental Office does not accept ODSP directly. However, many patients receiving ODSP may qualify for the Canadian Dental Care Plan. If you receive ODSP, you should first apply for the CDCP. Once your application has been approved, please contact our office to arrange your appointment.
Will I have any out of pocket costs?
Depending on your household income, the treatment provided, and your level of coverage, you may still have a co-payment or additional costs if treatment fees exceed the CDCP fee schedule. Our team will review your estimated coverage and discuss any expected patient responsibility before treatment begins.
